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Secure Transaction

Cool Microfinance Bank is registered with CAC, licenced by CBN and insured by NDIC.

24/7 Support

Cool Microfinance Bank is registered with CAC, licenced by CBN and insured by NDIC.

Enjoy Low Processing Fees

Cool Microfinance Bank is registered with CAC, licenced by CBN and insured by NDIC.

Quick Loans Approval

Cool Microfinance Bank is registered with CAC, licenced by CBN and insured by NDIC.

5 Star Banking

Gold

Banking Experience
About US

Financial Guidance for Every Stage of Life.

At Cool Microfinance Bank, trust, innovation, and excellence are at the heart of everything we do. We focus on supporting SMEs by offering flexible financial products that help them thrive in a competitive market, driving economic growth and job creation.

Solution Focused

We aim to create long-term value, not just for our customers, but for the broader society and environment, ensuring that our business practices contribute positively to the world around us.

100% Here for you

We offer secure, premium, and inclusive financial services that help individuals and businesses grow. Our easy-to-use solutions are designed to meet your needs, with a focus on trust, support, and long-term success.

Our Services

Premium Banking at Your
Fingertips

Digital Banking

  • Bank & savings accounts
  • Credit cards
  • Personal loans

Mobile Banking

  • Instant Access
  • Bills Payment
  • Savings Instant

Card Services

  • Debit Cards
  • Cash Withdrawal
  • Card Payments

Branch Banking

  • Accounts Opening
  • Loan Processing
  • Cash Deposit

Investment Banking

  • Flexible Investments
  • Best Interest Rates
  • Cool-Lock Savings

Loans

  • Salary Loans
  • Personal Loans
  • SME Loans

ATM Services

  • Cash Dispensing
  • Self Banking
  • 24/7 Uptime

Fixed term accounts

  • Fixed Term Saving
  • Fixed Rate Cash
  • Resume your Current
Calculate Loan

Online EMI Calculator

Experience Modern Generation Premium Banking

0k+

Happy Customers

0M

Total Transaction

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Operational Zone

Mobile App

Get the Fastest and Most Secure Banking

Welcome to Cool Mobile. Our Digital, Branchless Banking. Carryout banking activities at your finger tips. Scan the QR code with your phone camera to download the CoolMobile app. (COMING SOON)

Testimonials

Love from Our Clients

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